Terms and Conditions / Privacy Policy

Privacy Policy

The information we receive from you is used to provide you with a quote or application for insurance coverage. The insurance company uses the information to determine the insurability of each applicant. If you provide any personally identifying information to us, we want you to understand the following:

Why We Collect Your Information

We collect your information to prepare insurance quotes, to complete the application process online, to contact you during the application process, and to make special offers to you related to insurance products and services.

How We Use Your Information

Your Choice: We may use information you provide on this website to provide insurance information to you, and we may provide the information to third parties whom we consider to be trustworthy with the intent that they provide insurance information to you. Both us, and the third parties, may use this information for the purpose of offering additional products and services to you. If you do not wish to receive offers for additional products or services, you should not provide personal information or contact information through this site. .

Insurance Quote Form: Our site features a brief form you complete to view rates from various insurance companies. If you provide contact information such as your email or phone number, we view this as your express invitation that we contact you about insurance even if you are on the state or federal "Do not Call" list.

Insurance Application Request Form: Our Insurance Application Request Form allows you to request an application online for insurance coverage. This form collects additional contact, medical and lifestyle information that is required whenever you buy life insurance.

Term Daddy acts as agent for the insurance company to which the application is sent. We provide customer information which you provide to us, to the insurance company, as it may require to process the application and service the policy, and we may use such information to offer other products or services to you, our customers.

How insurance carriers use your information: Eventually, we'll submit all information we gather during the application process to the insurance company you selected. Insurance companies use personally identifiable information to determine your final insurance eligibility and rates. Insurance underwriting criteria may vary for each participating insurance company, and each company may place different emphasis on different information on your application.

Cookies: A cookie is a small text file saved on your computer's hard drive and stored in memory while your browser is running. Cookies make it easier for a user to navigate the Web, and to complete transactions over the Internet. Usage of a cookie is in no way linked to any personally identifiable information while on our site. Efinancial.com may contract with certain partners that utilize ad-serving technology. To gauge the effectiveness of advertisements, a campaign number is assigned to the vendor for which you came to visit our site. This will remain on your URL when you return to our site.




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